My SVT had the same symptoms. Only pinged after warm, didnt hear it at idle only under load, etc, etc. Did that for two years. Sounded like it was coming from the area below cylinder 4, near the timing cover or exhaust manifold. Had several mechs look at it and no one could figure it out. I too thought it was coming from the timing chains but could not locate the source with a mech scope. Last year it started getting slowly worse, still didnt hear it when cold though. Eventually, I hit a big raccoon and lost a little bit of oil from the pan and the rod bearings completely went. Noise quadrupled overnight and did it all the time even when cold. Just replaced the engine two months ago. I've read somewhere on the forum that rod knock sometimes sounds like its coming from the top of the engine. If your going to take her out of commission, might want to check the bearings while your at it. It would su&^ to do all that work on the timing chains just to have the noise still there.
Good luck.