Who here is a banking expert? A girl I know had a joint checking account with her now ex-fiance. They are working on separating all of their accounts. He wrote some checks, and while they were in the mail, went and opened up his own personal account, transferred ALL of the money in their joint account, into his personal account, and took his name off of their joint account. So a few days later, those checks come back NSF, leaving her with ~$150 in fees, that she wants HIM to obviously pay for.
So my questions:
1)Don't they need both people's signatures to take a name off of a joint account? Should they just open up another account and transfer the money without consulting her?
2)Shouldn't they still hold him responsible, as the checks that he sent out had HIS name on them as well? Couldn't they just debit his account for these fees?
3)Does she have any recourse in this, or is she stuck with just paying the fees?
Please only answer if you are in the banking field, and know more about this. Thanks!
Mark
