Wow you lucked out. Normally they look for the cheapest car like the one that is totalled and give you less than that. I'm sure they could find a SVT contour for less than 5k.

1999 3.0L Cougar: 220fwhp and 200tq 2003 VW Passat W8 with 4 Motion AWD http://www.cardomain.com/ride/300644 PM for intrest in 3L SVT Contours, 3L swaps into your current car, Prepped 3L engines, or anything 3L related.