Contour Enthusiasts Group Archives Forums General General Wrecks

Sounds like a total to me...w/ the roof & door, it'd be a b!tch to straighten, air bags are $400-600ea. The suspension is not that big of a deal but if it got into the axels, that starts tearing stuff up $$$...

A) Find out how much damage you have in terms of dollars.
B) Then have your insurance company tell you what is is
worth. Take 80% of that figure (C) and that is your
limit.

If C - A < 0, you are screwed.

You are probably fine if you have less than $11,000 in damage because my 2000 Contour SVT with 41K miles was valued by my insurance company (Citizens Insurance) at $14,070 when I totalled it in Dec. '03 (at 80% I had a limit of $11,256...but had $11,900 in damage). So the insurance company and totalled it and wrote me a check for $14,070 for a car I bought for $8995. Worked out real well, and that is why I have a new 2000 SVT Contour with 33K sitting in my driveway.

Hope this helps.

They valued your car at 14k?!?! Wow, my insurance company told me in the mid 9k range. Either way, the latest estimate is 4800 dollars worth of damage. Therefore, they're fixing it. I'm thinking of driving it a little while longer and then sell it or look to trade it in and get a new car.

Well, I'm glad to hear they didn't total it. By the way, I had a new motor with only 9K miles on it when mine wrecked...I told my insurance company about it...maybe that helped with its value??