Contour Enthusiasts Group Archives Forums Branches Western Canada Insurance Woes...

so as my insurance term came up i found that they had upped my rates.... now im up to 675 a month rather then 635 as it had been before.

so due to this i'm financially hurt a little especially considering that i was expecting a 50% decrease

turns out that in october my rate goes down 50%, but my insurance company wants me to pay more and renew for a year.. with it not going down till next term (august 2004).

ive opted to renew only for 6 months, then after that time i can renew at a lower rate (-50% surcharge) for another 6 months. then come may 2004 i will be 22 and been insured for 6 years - back to normal insurance i come.

now this financial crunch has left me devasted and left me extremely light in the back pocket for 3 years now. im debating losing collision and saving $100 p/month - but is it worth it considering my car is worth maybe $10000 if that... ive also been contemplating selling my car and getting something older so i wouldn't need collision. like a 95 T-bird SC or 95 SHO.... get a manual.. more speed (for track use - really i dont speed that much, i drive like an old man mostly), more fun/control - standard tranny, maybe not too bad on repairs...

what do you guys think? and what are you paying for insurance?

i know next time i go to a broker im bringing a big tub of vaseline

WTF? You say thats a month? WOW. That has to hurt.

That's why when I move to Calgary or Edmonton, I'll do what every other alberta resident whose parents live in Saskatchewan do, keep my plates and insurance on the Saskatchewan address. $250 a year for the Jetta vs. $1890 in Alberta... it's a no brainer

Hell my 2002 ZX5 only clocks in at $86 a month including full coverage and $5 million.