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Joined: Oct 2003
Posts: 777
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OP
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Joined: Oct 2003
Posts: 777 |
I am soon going to apply for a citi bank credit card for college students in order to build some credit. Now I have to decide Visa or Mastercard? I already have a Visa Debit bank card from my bank, so would getting a mastercard be a good idea for variety? Or does it matter? Please help me, I noob...
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Joined: May 2000
Posts: 3,143
Hard-core CEG'er
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Hard-core CEG'er
Joined: May 2000
Posts: 3,143 |
Same thing, doesn't matter. I can recall only one place that accepted one and not the other (Sam's Club) but they don't accept MC anymore, so that is a moot point.
"Bros before Hoes" <-- More men need this mentality.
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Joined: Oct 2003
Posts: 777
Veteran CEG\'er
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OP
Veteran CEG\'er
Joined: Oct 2003
Posts: 777 |
Thanks. I wasnt sure if there were any major differences besides who accepts what where. I will probably spring for the mastercard in case my visa isnt accepted somewhere.
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Joined: Jan 2001
Posts: 3,028
Hard-core CEG\'er
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Hard-core CEG\'er
Joined: Jan 2001
Posts: 3,028 |
Don't get any of them. Credit cards are the devil!
Nah, if you do get one, be responsible with it. Mastercard or Visa it doesn't matter...Just be responsible with it...
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Joined: Feb 2003
Posts: 4,220
Hard-core CEG\'er
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Hard-core CEG\'er
Joined: Feb 2003
Posts: 4,220 |
Good luck finding someplace that it's not inside the US.
2003 Mazda6s 3.0L MTX
Webpage
2004 Mazda3s 2.3L ATX
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Joined: Oct 2003
Posts: 777
Veteran CEG\'er
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OP
Veteran CEG\'er
Joined: Oct 2003
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For a while I think it was the bookstore here at the U that wasnt accepting visa, dont know why and it was temporary
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Joined: Nov 2003
Posts: 4,051
Hard-core CEG\'er
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Hard-core CEG\'er
Joined: Nov 2003
Posts: 4,051 |
Originally posted by NO 4 EVR:
I am soon going to apply for a citi bank credit card for college students in order to build some credit.
Oh god. I have that same card.
Word of advise, NEVER MISS OR SEND A PAYMENT LATE!!! They jack up the APR insanely high after one screw up. (Won't say how much  ) I'm paying out the ass for it right now.
As soon as it's paid off, I'll be checking around after for a new one. I don't need the student one anymore. It was just to get me started.
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Joined: Aug 2000
Posts: 3,193
Hard-core CEG\'er
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Hard-core CEG\'er
Joined: Aug 2000
Posts: 3,193 |
Definitely get a VISA. They are more easily accepted online than MasterCard. When CitiBank switched my Driver's Edge to a MasterCard, I had so many problems buying online I made them switch me back to a VISA.
Otherwise, the difference is not significant.
Brad "Diva": 2004 Mazda 6s 5-door, Volcanic Red
Rex: 1988 Mazda RX-7 Vert, Harbor Blue.
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Joined: Oct 2003
Posts: 669
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Veteran CEG\'er
Joined: Oct 2003
Posts: 669 |
I agree don't get one at all.. Pay cash, or do without!
They are not necessary!!!
1999 Mystique Sport 2nd owner bought it in Sept 03
120000km 4 door, leather, loaded pics on cardomain, coatsy
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Joined: Jul 2003
Posts: 3,816
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Hard-core CEG\'er
Joined: Jul 2003
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Originally posted by coatsy:
I agree don't get one at all.. Pay cash, or do without!
They are not necessary!!!
You must not like building credit?
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