I'll just add my $.02. The Mirko is more for looks. You buy a Mirko because you like the way it looks on the car. Sure you don't want it to get all chipped, but it's something you have to deal with. I won't sacrifice the looks of it, just to give it a little protection.
Put it this way, this is like having a HOT girlfriend, but making her wear full body armor, just to keep her from getting any cuts and bruises. Everyone now just thinks you have some oddly dressed girlfriend.
Mark