Contour Enthusiasts Group Archives Forums General Common Interests Question about checks(banking)

This is why you keep your money separate.

KoKo is right, though.

All very good points.

It may not be worth it financially to go after this guy, costing more than the $150 in NSF charges.

However, isn't is check fraud to write checks that you know will not clear.

HIS name is on the checks that didn't clear. So isn't this guy comitting an act of fraud if he writes the checks and then clears the account?

Seems the evidence would be there. The banks have the checks, and if any of them were processed electronically, you would have the exact times the checks were submitted and could compare that with the time he cleared out the account.

I would imagine the bank would be interested in someone trying to perpetrate a fraud.

I know the first time my now ex-wife wrote a check on "my" account (We each had accounts, and were co-owners on each others primary accounts) during her affair, she bounced the check, and I closed that account since I couldn't remove her from the account. Since it was a negative balance, I paid the difference, the bank waived the fees given the situation and my longstanding relationship with them, and opened a new account, new debit card, etc.

Done.

She was off the credit cards, save the $400 limit gas card, etc.

I would go back to the bank and take your evidence, your statement will tell when the checks were presented and when ex-fiance presented himself to clean out the account and ask them if they like being a party to fraud?

I would not settle for less than the NSF charges being dropped and if they want to go after him, she would be willing to cooperate fully with the bank.

Otherwise, there are plenty of banks who do want her business, and perhaps the $150 was cheap tuition in the school of life, and a new bank would appreciate her business even more.

Well there's more to it, as any break-up would have. I was mainly concerned with this part of it. He's changed the locks to the house(as I would do the same), but he won't allow her to pickup HER computer, and a bunch of other stuff that she couldn't get with her initial move. He's just being difficult, because she was the one that wanted out of the deadend relationship.

As for theie banking accounts, they decided to split the money that was in the checking account. She withdrew her portion, and then he wrote checks with what he had left. He knew that he could take his name off of the account, move the remaining funds into his personal checking, and leave those checks outstanding, to bounce and come back on her. He also transferred 100% of the savings account into his name, and isn't giving her any of it. That's another story though. She's just too passive/nice to go after him.

Mark

I would think that preventing her from getting her personal property is a crime as well as the check fraud.

It wouldn't hurt to file a police report, to have the complaint on record.

Or perhaps having a registered letter sent indicating that she believes certain property, enumerated in the letter, such as her computer, and specific damages, such as NSF fees, cost of new checks for new account, etc, are due her.

It may be worth an hour of a good lawyers time to learn what her options are.

Or, perhaps a call to the local DA or PD?

You never know.