Originally posted by 99blacksesport:
I have a question, in a case like that where you have absolutely no fault in the accident, its the other guys insurance that will pay correct? So can the guys insurance company really "total out" your car? It seems to me that it would be your decision on what happens to you car. Especially with as low value as our cars are, they are worth more to you fixed up than totaled out and having to shell out the cost of a new car. -Nick
I work for an insurance company and see this all the time. Yes you have some say but if you want it repaired and it will cost more than totaling, then you are SOL.
2003 Toyota Matrix
1972 Pontiac Ventura II "Sprint"
1998 SVT !SOLD! 
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