for those of you with State Farm & a moonroof-- be warned:

If you have a $100 glass co-pay, State Farm will refer you to their glass partner at 1-888-624-4410. These guys will "break" the bad news to you: Moonroof (glass), sunroofs, and t-tops are NOT included ! These are covered by your comprehensive coverage, which in my case means a $500 deductable. And, as expected, tint is out of your pocket on all windows. Which blows because you know you'll have to have the whole car re-done to have a nice match.