aww, poor baby $1762/annum. You're 17, expect it.
Am 40, no violations, accidents etc. Usually work from home but on the odd occasion I have to go into the office (211km one way). My insurance? $1600/year plus tax.
No lein on the vehicle either. My penalty is 1. single, 2. lengthy drive to office even if it is rare 3. V6 4. 9/11 crap excuse. Oh and by the way, I don't carry collision on the Tour. Why bother, if I crash it, expect to total it (only worth $3500 anyway CAD$). Had an '88 5.0L mustang and my insurance then was $289/year, the '93 Exploader was about $800 (high theft vehicle then)..
You can shop around, no harm in that and you may just find a better rate.
I'm 17 , no points,no tickets, no accidents, nothing. Daily commute is 4 miles to school.
I owe $2800 yet on my car so I have to have full coverage. For six months it is $881, so $1762 yearly. It is going up for all drivers in Michigan $27 July 1 because MCCA is going up, also it will be going up because my stereo system will have its own policy May 10, so $25 more.