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Where did I say they will rasie your rate before you get a ticket, I know they do afterwards not before.



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Secondly what color is your car, that I've heard does affect your cost,




You said that having a red car would "affect your cost" -- absolutely untrue.

I've never had any insurance company ask my car color, or even 'inspect' my car. I've never even seen or spoken to an insurance agent in my life unless you count the service reps on the phone.

An insurance company isn't going to change your rates based on what color car you drive because you might get more tickets with it. You can get 10-thousand speeding tickets and they wouldn't care -- at least not until your next renewal date, then they'd hit you hard. Not because your car is red, but because you got tickets.



2003 Mazda6s 3.0L MTX Webpage
2004 Mazda3s 2.3L ATX