Originally posted by sigma:
Quote:

Secondly what color is your car, that I've heard does affect your cost, red most likely to get tickets.



I've never had an insurance company ask me what color car I had.

Also, why does it matter? Why would they care how many tickets you get? They don't have to pay them.

They'll raise your rates after you get a ticket, because that's proof to them that you drive recklessly and that they do have to pay for, but not before you get one.



When I brought my car to get it insured I had to go to the insurance office and they had to inspect my car. So I'm guessing they found out the color then, yes though I seen a TV show about car insurance once and it did mention red cars are more money to inscure.

They do care if you have tickets, people that speed, run reds, and stuff are way more likely to get into an accident that those that do 35 in a 35 and those that stop on reds.

Where did I say they will rasie your rate before you get a ticket, I know they do afterwards not before.