Not in all areas. I'm not sure what the lasws in that state are. In Massachusetts, You only get new OEM parts if the car is less than 1 year old or you buy the "OEM Endorsement".

However, the aftermarket parts have to strictly adhere to the OEM specifications. PLEASE REMEMBER, the job of the insurance company is to return your vehicle to the condition it was in at the time of loss.... NOT better, NOT worse. If your car is aging, you can't expect to have all NEW parts installed. It's called betterment.

I work for an insurance company and as a car nut, it kills me to think about aftermarket or non-OEM parts being installed in your car, but if they do it for you (someone who cares about their car), they have to do it for everybody else (most who could care less about the car they drive), and that could lead to higher insurance rates.

Good luck and make sure you are happy with the work done by the shop. Some shops will try to use OEM used parts instead of New aftermarket parts (At least you'll get the OEM fit and some Ford logos...

Current Car: 2005 Lava Orange Mazdaspeed Miata 2004 Graphite Dodge Stratus Old cars: 2003 Garnet Mica Miata/1998 T-Red SVT Contour