Now
that's a list of features worth paying for; With the exception of the fit-and-finish, which is a little more subjective.
The 6 is small compared to the TL. It's almost exactly the same size as your 'Tour.
The 6 is an SVT Contour with a 3L swap, upgraded suspension, and a far upgraded interior, and is priced accordingly. Same size, almost exactly the same tranny, same interior space, etc
The TL is definitely a
very nice car. At 5K more, I would have got it without a doubt. At 7K more I would have been hard-pressed to not get it, even though it would strain my budget.
But a full 50% more money every month (probably more because I wouldn't have gotten low finaning), plus heightened insurance, just isn't worth it
to me. I just don't think it would be worth an extra ~$275-350/month to own one.
If I had the money to easily throw around, I would have gotten it hands-down. But the difference isn't enough, for me, to make myself eat Ramen noodles every night for 5 years.