Sorry, I am sure this got confusing. I kept finding my own answers...
Yes there is apparently an amp in the 1996. I had figured out that is the issue. I started a new topic regarding that because, as you indicate, there is no code issue.
In other post I was looking for ideas on bypassing the amp. After thinking about it for a while, I am now leaning toward just cutting the speaker wires at the amp and cutting the amp input wires and splicing them together. I figure since the previous owner already cut the wires up by the radio, it is no big deal to cut 'em by the amp since they are a little easier to get to there anyway.
In answer to your questions:
What is the '95 head unit; AM,FM,cass,CD,CD player?
AM/FM/cassette
Does the '95 have "stereo" on front spkrs? Yes
Does the '96 have "stereo" on front spkrs? Yes
If yes to Stereo does '96 have amp behind glovebox? Yes.