Man that blows......but yeah if I were you and you had no other options, I would start parting the car out.....I know of a few things I would like to get my hands on, but again sorry for your loss.
As far as the insurance goes, he probably could have found away around it, especially if it was Ford Credit.....and as far as German/Japanese cars are concerned they can be worse than American cars.....the whole 'American's make junk' has been disproved through JD Powers and so on, and as far as customer service is concerned, alot of automakers leave quite a bit to be desired (and I speak from experience after owning both a Mazda and an Audi).
