I was at the same juncture about two months ago. I didn't do it, cuz my SVT is the shiznit, and I decided that I didn't want a large payment. You on the other hand are different as you have a 96'. If you can afford the payments I'd go for it.

2006 Mazdaspeed6 1997 Yamaha YZF1000R Thunderace 1996 Volvo 850-R