Have to remove calipers using a torx socket (i believe it's a t47) then the pads are easy to remove. It's possible your rotors are "warped", they can be resurfaced for pretty cheap. Make sure to use brake lube/grease, or they'll be squeaking.
98.5 SVT
91 Escort GT (almost sold)
96 ATX Zetec (i brake to watch you swerve)
FS: SVT rear sway bar
WTB: Very cheap beater
CEG Dragon Run - October 13-15