Originally posted by BOFH:
If you've been denyed credit, you can get a FREE report. It doesn't seem they check very closely to see if you've actually been denyed. They don't even know if you are denyed or granted credit, so if you apply, you can probably get free reports.

TB
Gotten Free Reports, Not Denyed Credit




well i havent been denied for credit. yet.

but i am looking for a car loan. i want to make sure things look as good as they can before i do. i have a report from three months ago that i paid for, and im not going to pay for another one anytime soon. and to kokopellian, i have been trying to contact equifax, but the only telephone number i have is the number thats on my report but its for automated requests only, not where u can speak to a live person . im guessing what i have to do next is to write into them to dispute these items.