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Joined: Dec 2002
Posts: 4,016
Hard-core CEG\'er
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Hard-core CEG\'er
Joined: Dec 2002
Posts: 4,016 |
Originally posted by Cruzn:
Originally posted by BOFH:
If you've been denyed credit, you can get a FREE report. It doesn't seem they check very closely to see if you've actually been denyed. They don't even know if you are denyed or granted credit, so if you apply, you can probably get free reports.
TB
Gotten Free Reports, Not Denyed Credit 
well i havent been denied for credit. yet.
but i am looking for a car loan. i want to make sure things look as good as they can before i do. i have a report from three months ago that i paid for, and im not going to pay for another one anytime soon. and to kokopellian, i have been trying to contact equifax, but the only telephone number i have is the number thats on my report but its for automated requests only, not where u can speak to a live person . im guessing what i have to do next is to write into them to dispute these items.
You don't have to write them. You can do it online, and depending which state you live in, you may be able to get one free report a year.
2006 Mazdaspeed6
1997 Yamaha YZF1000R Thunderace
1996 Volvo 850-R
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Joined: Jul 2001
Posts: 149
CEG\'er
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CEG\'er
Joined: Jul 2001
Posts: 149 |
Originally posted by Cruzn:
now since i have just a free report, i cant contact equifax or Transunion unless i buy their report, and have a confirmation number!
Just an FYI, you can file a dispute with Transunion without a confirmation number. And with Equifax it looks as if you can get a free credit report by mail with the necessary confirmation number. Experian looks to be the same.
'99 Black SVT
Join the SVTOA
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