So did you go get a quote yet from a body repair shop? Until you do, you do not know what you're dealing with here. And is it him personally or his insurer you'll end up dealing with? What does he pay premiums for?
I can't help but comment on your wife's take on this. If you were run over in a crosswalk and left with broken bones, the insurer for the driver who hit you would LOVE 12 jurors saying "an accident is an accident" like that means you are left holding the bag, S.O.L.
MSDS, SHO-shop Y, custom 2.5" catback; xcal2; 63mm TB, K&N 3530; Koni struts, Aussie bar; THaines forks, Quaife, SpecII, UR fly; DMD; Nima UD pullies; Stazi brakes; f&r Pole120 mounts. Just a daily commuter car. Silver '98 SVT E0 #3159
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