Yea, any dealer that says they won't replace the cats is in violation of federal law. Get out the warranty book, if you still have it, and it says right there that cats, PCM, and I think one other thing are covered 8/80. If they refuse to do anything, contact ford, and tell them you want action immediately, and a free rental for the time of the service. The $100 fee they charge will be charged to warranty after they pull the code. You will owe absolutely NOTHING for having your cats replaced. And the fact that the dealer says 'its very rare' is complete BS. In the past 18 months I've worked at this dealer, we've had at least 10 V6 Tours come in with that code, and they all got free cats. This is in a place where Contours are few and far between