Dude, sorry for your accident. Here's a couple things I learned from bitter experience. If you just have liability insurance, your insurance company won't lift a finger to help you. That is what mine told me.
Also, on the accident report, it's fairly standard practice for the police to list the vehicle that they consider at fault as vehicle number 1.
I'm not trying to bring you down here, just stating some facts as I know them to be true here in Kentucky. Maybe Virginia is different.
Hope it goes well for you.
