In the long run (nobody can predict the future and you may want to upgrade your system), I think it is always better to get an HU with a dedicated sub output. Sure you can hook up a sub with any old preamp output, but your options are limited when you have one or even two set of preamp outputs with a subwoofer. With a dedicated output, you are left with numerous future expansion possibilities in respect to your other speakers. As mentioned above, in addition to the expansion argument, you have more control with features such as LPF, sub output control, and non-fading ability. If you are going to keep the stock speakers, I would recommend looking for an HU that also has a high pass filter. The HPF makes a big difference when a system is set up with a subwoofer(s). Hope this helps..
One thing I missed, usually a receiver with a dedicated sub output has 4 volt preamp outputs instead of 2 volt for example. Your sub amp will love you for this. And, the crossover slope for a dedicated output is usually -18 db to -24 db instead of the normal -12 db with a regular preamp output with a crossover. This also makes a big difference in respect to subwoofers. Sorry so long :rolleyes: