Each time a bank or finance company pulls your credit, your credit score decreases...how much? I'm not real sure, but if you've only gone to two places its not really gonna make a difference(you can shop around). I'm assuming the place you want to by this from doesn't have financing? Usually dealers know the easiest way to get financed...obviously they want the sale. Most places(dealers offering financing) go by credit "score" rather than by the actual report nowadays...its quicker & they don't have to anylize your credit history. Its also a way of determining how good of an interest rate you can achieve...higher your score, lower the rate
Also if your credit has been pulled multiple times (more than say 3-4) w/in days...its gonna look suspicious, as though you are desperate & know one will offer you credit
