Damn dude, is that a $75k limit on one credit card, or do you mean all of your cards combined? How did you do that, did you keep requesting credit line increases? Seems like whenever I apply for a credit card initially they low ball me, then I immediatly apply for an increase and they give me a much larger limit! Do you carry over balances from month to month or just pay them off? I generally pay them off, maybe thats the cause for the lower limit!