Brad, shouldn't you get compensation from the Uninsured motorist insurance that Colorado requires you to have for such an instance?
I've had All State and haven't had a single problem in six years. I even got money back from them not long ago. I was supposed to be getting some discount from like two years ago. They caught it about three months ago and credited my acct for the amount and then two days ago I get a letter telling me that they aleady took care of it. I already knew about it, but the fact that they took care of it ahead of notifying me tells me they went the extra step and didn't need to.