Welcome to the club!
If you tell me it's red, I'll beat you!

It's a Zetec. A pretty nice engine..as far as 4 bangers go.
The sound you are speaking of is normal. You are hearing one of two things; air being sucked in, or it is sort of like a strange droaning sound, that is actually you exhaust system. You may or may not have a resonator. I have heard the sound with both situations.
And yes, you Winsheild washer pump is dying. May it rest in peices. (Mine did.)
And faster? The normal...intake, exhaust, and chip.
You will enjoy your car very much. Good luck with it.
THIS IS THE BEST SITE FOR FORD CONTOURS!!!! And a few other cars also.