Sorry, I can't help someone commit insurance fraud on a public forum. This reminds me of the guy who tried to pull warranty fraud on his car. IIRC, he blew up the engine by playing with the turbo. He asked everyone how he could cover it up. After the guy signed a statement saying he never modded the car, one of the dealerships he lied to "found" the thread online and filed charges.
I would not do well in a federal "pound-me-in-the-ass" prison
