I'm 20, I was paying $200/month for my Contour, and a 97 Ranger, I had full coverage on the Contour, and liability on the Ranger. I recently sold the Ranger, cancelled the insurance on it, and got my new premium notice in the mail. I was shocked to say the least, after losing multi car discount, I am still paying $200/month! Those effing bastages! My record is fairly clean with the exception of a 5 over speeding ticket a month ago. I guess I will continute to get reamed for the next 5 years!