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Joined: Jul 2003
Posts: 3,816
Hard-core CEG\'er
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OP
Hard-core CEG\'er
Joined: Jul 2003
Posts: 3,816 |
alright... get this...
i pay $166/month for LIABILITY ONLY! i have these tickets currently (going to get new insurance, though):
9/00: speeding, 42 in 25 school zone;
10/00: careless driving, doing burnouts;
4/01: speeding, 58 in 45 highway;
7/02: y-restriction, driving on intermediate licence @ 2:30am;
12/02: at-fault accident, "failure to stop in assured clear safe distance"
well, needless, i have a bad record, but according to my insurance carrier (mendota), i have 9 points on my licence. now, my freind has 17 (!) points on his licence, and has same carrier.
he pays about $100/month. sure, he drives a 1978 lincoln mark v now, but he used to have a 90 nissan sentra. so i ask the lady why my insurance is so damn high, and she's lookin through, and has no explaination. then she's giving me a quote through progressive, and she looks and says this:
"you have a SPORT, that's why your insurance is more expensive..."
i just about laughed my ass off, but i wanted to be polite.
RIGHT!!!! my gl sport is no different than my freinds non-sport besides i have power windows and alloys.
just thought i'd share that little funny story...
btw... i'm gonna go progressive online, they only want past 35 months, which drops two tickets, and is $110/month
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Joined: May 2000
Posts: 3,335
Hard-core CEG'er
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Hard-core CEG'er
Joined: May 2000
Posts: 3,335 |
I have power windows and alloys but Im not driving a sport.  But...I carry full coverage with my companies maximum 300/500/300 and I only pay $124. I have one speeding ticket, that when I asked about it, my agent told me that it does absolutely nothing to my rate. 02/00 74 in a 70. And, my insurance drops in 13 days because of my 25th birthday.  Suprisingly though, Progressive quoted me $1200/6 months.  Maybe its just because I am without sport.
· Jon Miconi
· Coming Soon!
· 01 Cougar
· 98 V70R
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Joined: Apr 2003
Posts: 1,322
Hard-core CEG\'er
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Hard-core CEG\'er
Joined: Apr 2003
Posts: 1,322 |
Originally posted by insayne_kokane:
alright... get this...
i pay $166/month for LIABILITY ONLY! i have these tickets currently (going to get new insurance, though):
9/00: speeding, 42 in 25 school zone;
10/00: careless driving, doing burnouts;
4/01: speeding, 58 in 45 highway;
7/02: y-restriction, driving on intermediate licence @ 2:30am;
12/02: at-fault accident, "failure to stop in assured clear safe distance"
well, needless, i have a bad record, but according to my insurance carrier (mendota), i have 9 points on my licence. now, my freind has 17 (!) points on his licence, and has same carrier.
he pays about $100/month. sure, he drives a 1978 lincoln mark v now, but he used to have a 90 nissan sentra. so i ask the lady why my insurance is so damn high, and she's lookin through, and has no explaination. then she's giving me a quote through progressive, and she looks and says this:
"you have a SPORT, that's why your insurance is more expensive..."
i just about laughed my ass off, but i wanted to be polite.
RIGHT!!!! my gl sport is no different than my freinds non-sport besides i have power windows and alloys.
just thought i'd share that little funny story...
btw... i'm gonna go progressive online, they only want past 35 months, which drops two tickets, and is $110/month
You are lucky you have insurance, many companies wouldn't bother. Your list of tickets indicates that you don't obey the law and/or are unaware of the laws. In 27 months you have been caught 5 times, pretty impressive. I'll bet the trend continues and you lose your lic.
1999 Toreador Red SVT, DOB 4/22/99, 2005 Of 2760.
"Many posted questions are answered by farm boys"
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Joined: Dec 2000
Posts: 1,110
Hard-core CEG\'er
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Hard-core CEG\'er
Joined: Dec 2000
Posts: 1,110 |
How old are you? I used to pay $100 mo. liability when I was 16 on an 82 Chrysler New Yorker and I had no accidents/tickets!  Of course my parents had 300/100 because it only cost them $25 month full coverage on each of their vehicles. 
I was paying $100 month full coverage on same policy with the Contour "Sport". After I got married and turned 21 it dropped to $50 full coverage. Not bad.
'01 Escape XLT V6 on S100
CDT Audio/Ascendant Audio/Rockford/JBL/Knukonceptz setup
'00 SE Sport ATX
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Joined: Jun 2002
Posts: 1,881
Hard-core CEG'er
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Hard-core CEG'er
Joined: Jun 2002
Posts: 1,881 |
Seriously, I would wait till the end of the year before you look for insurance. I'm 99% sure that insurance companies look back 3 years and your 2 tickets will expire at the end of next month.
1998 T-Red SVT #957
Born 5/14/1997
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Joined: Oct 2002
Posts: 2,578
Hard-core CEG'er
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Hard-core CEG'er
Joined: Oct 2002
Posts: 2,578 |
Originally posted by insayne_kokane:
9/00: speeding, 42 in 25 school zone;
10/00: careless driving, doing burnouts;
4/01: speeding, 58 in 45 highway;
7/02: y-restriction, driving on intermediate licence @ 2:30am;
12/02: at-fault accident, "failure to stop in assured clear safe distance"
 
DAYUM. What the hell is your driving malfunction??? Geez. I can see the 58 in a 45 and POSSIBLY the Y Restriction, but the rest of that is just STUPID STUPID STUPID.
That said, do you have anyone in your family that is a military officer, or with USAA?? They can get you on USAA if you do, and they are MUCH cheaper.
We have USAA, and we have my Tour with FULL coverage, a 95 Explorer full coverage, AND renter's insurance and we only pay $95 a month for all that. My hub and I are also over 30 though. USAA is pretty expensive though for those under 25, but they are a great company. One of the best.
So find out if you haven't a family member using them, then ask how much it would cost for you.
2004 Ford Freestar V6
Boogity Boogity Boogity, Let's go racin Boys!
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Joined: Sep 2002
Posts: 231
CEG\'er
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CEG\'er
Joined: Sep 2002
Posts: 231 |
Haha consider yourself lucky.....in Michigan insurance is what I would consider 'A Legal Raping'.
'04 Bright Red Ranger
FX4 ~ S/C 4X4
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Joined: Aug 2002
Posts: 2,353
Hard-core CEG'er
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Hard-core CEG'er
Joined: Aug 2002
Posts: 2,353 |
Originally posted by Marky:
Originally posted by insayne_kokane:
alright... get this...
i pay $166/month for LIABILITY ONLY! i have these tickets currently (going to get new insurance, though):
9/00: speeding, 42 in 25 school zone;
10/00: careless driving, doing burnouts;
4/01: speeding, 58 in 45 highway;
7/02: y-restriction, driving on intermediate licence @ 2:30am;
12/02: at-fault accident, "failure to stop in assured clear safe distance"
well, needless, i have a bad record, but according to my insurance carrier (mendota), i have 9 points on my licence. now, my freind has 17 (!) points on his licence, and has same carrier.
he pays about $100/month. sure, he drives a 1978 lincoln mark v now, but he used to have a 90 nissan sentra. so i ask the lady why my insurance is so damn high, and she's lookin through, and has no explaination. then she's giving me a quote through progressive, and she looks and says this:
"you have a SPORT, that's why your insurance is more expensive..."
i just about laughed my ass off, but i wanted to be polite.
RIGHT!!!! my gl sport is no different than my freinds non-sport besides i have power windows and alloys.
just thought i'd share that little funny story...
btw... i'm gonna go progressive online, they only want past 35 months, which drops two tickets, and is $110/month
You are lucky you have insurance, many companies wouldn't bother. Your list of tickets indicates that you don't obey the law and/or are unaware of the laws. In 27 months you have been caught 5 times, pretty impressive. I'll bet the trend continues and you lose your lic.
Oh, I don't know... I have four tickets in the last 12 months and my insurance hasn't been affected at all. All of them have been for speeding, all 10-18mph over and I have one at fault fender-bender in a friend's car. My insurance is $115 a month which has gone down from the $158 a month I was paying last year. 
1999 Blk/Tan CSVT #654 - SOLD
2003 Suzuki SV650s
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Joined: May 2002
Posts: 869
Veteran CEG\'er
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Veteran CEG\'er
Joined: May 2002
Posts: 869 |
I wish I paid $1,992 a year for car insurance! I have no tix, 1 not-at-fault accident, and I drive a 2000 stripper SE. Do you know what I pay???? $3580 a year! Count your blessings, buddy...
EDIT: That $3580 is after driving 3 years and turning 21. it used to be almost $4,800 a year.
Turbocharged trolling around here somewhere.
Beat your wife, Potvin, beat your wife!
True Blue 06...err...07~LET'S GO RANGERS!!
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Joined: Aug 2002
Posts: 2,353
Hard-core CEG'er
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Hard-core CEG'er
Joined: Aug 2002
Posts: 2,353 |
Originally posted by 00ContourSE:
I wish I paid $1,992 a year for car insurance! I have no tix, 1 not-at-fault accident, and I drive a 2000 stripper SE. Do you know what I pay???? $3580 a year! Count your blessings, buddy...
Why? Are you 16 or something?
1999 Blk/Tan CSVT #654 - SOLD
2003 Suzuki SV650s
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