I have power windows and alloys but Im not driving a sport.

But...I carry full coverage with my companies maximum 300/500/300 and I only pay $124. I have one speeding ticket, that when I asked about it, my agent told me that it does absolutely nothing to my rate.
02/00 74 in a 70.
And, my insurance drops in 13 days because of my 25th birthday.

Suprisingly though, Progressive quoted me $1200/6 months.

Maybe its just because I am without sport.