Originally posted by SlowNfurious:
other option which i probably wont do is pay off my loan on the car.



Do that. Do not pass go, do not collect $200.

It would be nice to have my car paid off, then I wouldn't be quite so worried about the costs of the repairs on it these next few weeks (guesstimated between $500 and $1000). Expect the unexpected, and save to pay off the car so you won't have to deal with excess 'surprise' payments later on.