I don't think comprehensive claims will make your rates go up, because I've made two of them in the last three years for a break in. My deductable is $500. I think I'd only claim it if I could get a brand new paint job for the whole car. Then I would have it painted anthracite.

95 SE Modded - Gone 98 E0 Black SVT - Gone 98 se sport - Broken 00 T-Red SVT - Nice