I don't consider a trip to belize as blowing money because the only things we truly possess in life are the things that we have experienced. Noone can take my memories from me and seeing as i don't have a wife or kids i really don't have any responsibilities to anyone but me and money in the bank can't make me happy if i have to sit in my house all the time. OH and i guess i should have mentioned i have a pension plan which i am vested in and i have a couple of small investments that i haven't touched yet.