FWIW, my SVT and SE premiums are the same ($350 for 6months each). I had two tickets and a seatbelt violation at the time too. May want to check other insurance companies.

I also have an Escort... its an LX too LOL The damn thing will not die though, 146k and still going strong. The only major work done on it has been oil pan gasket and timing belt. Looking to get it to 200k

Previous Owner of 00 SVT Contour #1077/2150 95 Contour SE '01 3L