Damn dude it is a wonder you weren't killed in that accident. You must be one lucky mofo. Sucks about your insurance though. It seems that insurance companies have a photographic memory about anything that has happened over the course of your driving career. They never remember the years of good driving you had before. My only advice is to never ever speed again, and be super extra careful when pulling into a roadway. But I guess you know that by now.
