Message to JRS. I have the same problem, I have a '98 SVT with 37,000 miles on it. I started hearing a ticking noise, went to the dealer who said the bearings were bad, and that I need a new motor. they quoted $4,900. for a shortblock. I argued that the car was in excellent condition, and had the oil changed about two weeks prior. Valvoline noted no problems, and oil changed out was up to the proper level. Now Easy Care is saying it's my fault, unknown why it happened, but since they can't show a broken part, they're saying it's my fault. So far, I'm up tothe claims manager with Easy Care, next stop is the president of the company, Larry Dorfman. If anyone else is having this kind of problem with the Duratec's going bad because of an alleged maintenance problem, or problems with Easy Care, please let me know.