Hi Jon500 - thanks for the info.
Here are some more details:
I actually sort of baby it, especially after having the tranny rebuilt the first time.....I do deliver pizza's so there's alot of stop/go/backup, etc. but I still think I'm easy on it. (I've only put on about 600miles so far doing Pizza's).
No, admitedly, I did not have it serviced at 30k

Yes, halfway up the dip stick - in idle, car was warm, went thru all the gears prior.
The smell was about 30minutes before the problem started - it wasn't electrical (that's one smell I know intimately).
Today I'm going to try a few things:
1) Reset the computer (saw where someone fixed there O/D problem that way)
2) Drain and replace the fluid.
Thanks,