so heres the verdict from ford. they replaced a pfe sensor (?) under warranty. the light for the visor is "trim" so it isnt covered in my warranty. so they charged me $180 - $100 for the deductable and $80 for checking things over. gotta love the we looked at your car for 5 mins and found nothing wrong heres our bill. haha oh well

Black '98 Mystique V6 atx. superchip,2 1/4" SVT style dual exhaust (custom) with no cat, high flow res, flo-pro mufflers with Ractive tips, 8.5" K&N conical with CTA adapter, UR Ultra Street Pulley, TH-fix. 215/45/17 Bridgestone RE730's on Konig Absolute wheels. Trans go Shift Kit, High stall torgue convertor, 24000 BTU transmission cooler.