Scott,
There is a Service Bulletin out by Ford for 95- 2000 Contours. If needed all wiring under the hood will be replaced free of charge if the wiring is bad (insulation falling off, etc) This warranty is for 10 years or 100,000 miles whichever occurs first. Since you are just slighly over 100k I run to your Ford Dealer to see what they can do for you. I had similar problems with my car 95 Contour and just had the wiring replaced. My car is now again reliable and has no electrical problems.
My mileage was 114,000. I worked out a deal with Ford and payed 20% of the cost of the wiring - came out about $120.00.
Ford gets 5 stars in my book!
