I know what you mean. I had the #3 Yellow fuse go in my 98 Contour, which turned out to be an ABS contorl and Ford's fix was basically this:
"If this fuse goes, replace it. If it goes again, replace it with a 80 amp fuse instead of a 60 amp. (Well, duh, since it controls not only the blower fan, but the ABS too!!) If this problem persists, replace the ABS Module." (Which fixed it)
While having warranty work done on my 95 SE, I told Hill Ford of a problem with the L tail/brake light not always working. They suggested replacing the bulb first, and offered to do so for $20. I told them nicely to stick it and went to Wal-Mart where I got 2 bulbs for something like $1.50