"...I wouldn't have no luck at all."
So I'm sitting at a stoplight late last night behind a big 4x4 '01 Dodge Ram, not thinking anything I'm looking around and I look forward just in time to see a pair of reverse lights shining on me and before I can move my hand to the shifter to go backwards the truck had already backed its hitch right through the front of my car.

I can't believe this!
The guy was totally cool though and I'm thinking I shouldn't have any problem getting money from the insurance company. We are both with Farmers insurance so maybe that will be beneficial. Right now my only concern is that the car not be totalled and that it is just repaired. While I'd love nothing more than to just get rid of this friggin' walk under a ladder in front of a black cat standing on a broken mirror car, I still owe money on it and I know the depreciation is horrific on these cars. I'd probably end up with just enough to pay off the loan and then what?!
So, if I total the car and a salvage title isn't much I'll keep the 'remains' and part the car out. All you local guys and neighborhing states do me a favor and be on the look out for a car for me. VW, Audi, DSM? are preferred...basically as long as its not a Ford or a Contour.