Might want to see if MBNA is still doing their 0% deal.. I did this about 6 months ago - Got $36,000 cash from them, and paid it back 5 months later. Only cost to me was a 1-time $40 transaction fee. If memory serves, it was basically free money for 1 full year, and then interest came after that. Depending on how long your loan is and how fast you can pay it off, this might not be a bad way to go.
