Wow, to use technical, erudite criminologist lexicon, that's some f***ed up s***. Hmm... If only I had deliberately put myself in that guy Ryan's sitution 7-8 years ago when I had my ultimate lemon-mobile ('88 Saab 9000 Turbo). The WWW was arriving just in time for it, too.
Oh well, hindsight's 20/20.
--T.J., just kidding about comitting insurance fraud... sort of...