Just checked mine, and it's got errors. One is a loan I had for a mattress back in 96 that we paid off, but is listed as a charge-off!
I remember this from a previous loan app, it had come up, and we contacted the company to correct it. Problem is the losers got their money, so they don't care. Some people are such a$$holes...
"When I take action, I'm not going to fire a $2 million missile at a $10 empty tent and hit a camel in the butt. It's going to be decisive." - President George W. Bush
if u have errors on one report, they r likely wrong on the top 3 then. and the only way to fix them is contact each credit bureau. this means getting a copy of your credit report from each bureau. u may end up fixing the equifax but if anyone goes thru another bureau they'll get the report w/ errors. dont think that equifax will be kind enough to forward the corrected/updated info to their competitors.