there are some pictures of the pretty minimal damage at:
http://vacation.andarazoroflove.org/contour/ouch/

the estimate including repainting the bumper, a new headlight, and unrolling the fender comes to 717.35$ from the local CarStar...and yes his insurance is covering it smile with any luck it will be fixed before the 30th


1999 Contour SE comfort package zeeeetec VCT, that light blue colour

Mods:
*Sony Mobile ES Deck, MTX Subs, Precision Power Amp, Boss tweeets
*Mondeo Antenna Mod, stock antenna hole filled and shaved
*Tinted glass
*Lower bumper grille custom (wow took me nearly all afternoon)
*KKM intake, platinum plugs, full Mobil-1 Synthetic oil conversion
*zetec badging

Future:
*Clear corners/blue turn signal lamps (when i get the testicular fortitude)
*exhaust/rims (when i get the money)
*sidemarkers/remove door dings (when it gets warm outside again)