95 is right on. I've been driving in Michigan winters for (eek!) 15 years now and I still like to find a parking lot after the first real snow and sharpen my skills. The first few snows are the most important because all the rookies, everyone who thinks that they remember how to drive in the snow, and everyone who hasn't noticed that it has snowed are out there trying to run into your car.
1999 Contour SE Sport MTX75 T-Red/Grey
Audio: Pioneer DEH-7400MP (MP3 CD), Pioneer TS-A6857 front & rear, PPI PCX-250, Infinity Perfect 10.1
Other: cup holders, cargo net, Blizzaks, Potenza RE950s
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