SCHOOL IS NO CURE FOR THE MOD BUG!! I know that from personal experience. The college kids you talk of are ones that have to give blood so they can afford lunch. In other words, they do not work, etc. I work, and make enough money to pay the bills and allow for some spending, which has been almost entirely on my car since I got it. A high-maint girl would definitely bring that crashing down, cause we all know what's more important. Well I do at least.
The magnetic stripe on my check card hates the mod bug. But my car likes it.